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Key Concepts

Company​

A Company is uniquely identifiable registered business, this information is sourced from the company registration database. This is represented by all the data about the company.

Applicant​

An applicant is a user on a partner platform who can apply for capital via the Business Score partner API or the front-end funding widget. Applicants are tied to the platform which they are on-boarded by onto Business Score.

The partner platform can only access capital applications that were initiated on it. There is no cross pollination of applier data across partner portals.

Application​

Applications are created by the applicant. An application embodies all the data required for a lender to make a lending decision.

Offers​

When an application is forwarded to a lender a pending offer is created until a response is received from the Lender which is now feed into the already create pending offer to create a live offer.

Rules​

  • One company can have one applicant
  • One company can have multiple applications, with only one active at any point in time
  • One application can have many offers